Disclaimer
Clayem, LLC
Effective as of June 19, 2026
1. Informational Purposes Only
The content on this website, the Clayem mobile applications, and all related platforms and services (collectively, the “Platform”) is provided for general informational purposes only. It is not, and should not be relied upon as, legal, financial, tax, insurance, or other professional advice. You should not act or refrain from acting on the basis of any content on the Platform without first seeking advice from a qualified professional regarding your specific circumstances.
2. No Professional Relationship
Your use of the Platform, including browsing this website, creating an account, or submitting claim information, does not by itself create a public adjuster, agency, fiduciary, or attorney-client relationship between you and Clayem, LLC (“Clayem,” “we,” “our,” or “us”). A public adjusting engagement is formed only when you and Clayem execute a written Client Engagement Agreement. Clayem provides licensed public adjusting services where authorized; it does not provide legal representation or legal advice.
3. No Guarantee of Results
Insurance claims are inherently fact-specific, and outcomes depend on many factors outside Clayem's control, including the terms of your policy, the nature of your loss, and the conduct of your insurer. Past results do not guarantee or predict future outcomes. Any estimates, projections, or potential recovery figures shown on the Platform are illustrative only and are not a promise, guarantee, or assurance of any particular result. Clayem does not warrant that any claim will be approved, reopened, or paid in any particular amount or within any particular time frame.
4. AI-Generated Analysis
Clayem uses artificial intelligence to help analyze policies, organize documents, and prepare claim materials. AI-generated output may contain errors, omissions, or inaccuracies and is not a substitute for the judgment of a licensed public adjuster. Every analysis is intended to support, not replace, review by a licensed professional, and Clayem does not warrant the accuracy or completeness of any AI-generated content.
5. Accuracy of Information
While Clayem makes reasonable efforts to keep the information on the Platform accurate and current, it makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Platform or its content. Clayem assumes no liability for any errors or omissions in the content, or for any loss or damage arising from your reliance on it.
6. Licensing and Jurisdiction
Clayem provides public adjusting services only in states where it and its adjusters are licensed and authorized to operate. Nothing on the Platform constitutes an offer to provide services in any jurisdiction where Clayem is not licensed. Services are subject to applicable state insurance laws, regulations, and licensing requirements, including any state-imposed limits on contingency fees, which may be reduced during declared states of emergency or catastrophic loss events.
7. Not an Insurance Company
Clayem is not an insurance company, insurance agent, or broker, and does not sell, underwrite, or issue insurance policies. Clayem represents policyholders as a public adjuster; it does not represent insurers.
8. Third-Party Links and Content
The Platform may contain links to third-party websites or reference third-party content for your convenience. Such links and references do not imply Clayem's endorsement, and Clayem is not responsible for the content, accuracy, or practices of any third-party site that you access through the Platform. Any trademarks or brand names of unrelated entities are the property of their respective owners and are used for identification purposes only.
9. Testimonials
Any testimonials or client statements appearing on the Platform reflect the individual experiences of those clients. They are not a guarantee or assurance that you will achieve the same or similar results.
10. Intellectual Property
Unless otherwise noted, all content on the Platform, including text, graphics, logos, and software, is the property of Clayem, LLC and is protected by applicable intellectual property laws. You may view and download content solely for your own personal, noncommercial use. No other use, reproduction, or distribution is permitted without Clayem's prior written consent.
11. Contact Us
Clayem welcomes your questions or comments regarding this Disclaimer:
Clayem, LLC
14425 Brookmead Dr
Germantown, Maryland 20874
Email: support@clayem.com
Phone: (202) 666-8184