What you get
Your claim, read and explained
See what your policy covers, with the exact page that says so. Every deadline tracked, every next step spelled out.
The insurance company knows your policy. Now you do too.
Policy read · Deadlines · Next steps
Reads your actual policyEvery answer shows its sourceYou keep every dollarYour documents stay privateNothing you upload trains AIDelete your files anytime
20+ years engineering · Licensed adjuster knowledge
What people pay to fight a denial
Public adjuster
10 to 20%
of your payout, typically. That's $3,000 to $6,000 on a $30,000 claim.
If you hire one
Claim attorney
Thousands
in fees, or about a third of the settlement on contingency.
If you hire one
$149 per case
Flat. Try it free for 1 week. Never a percentage.
What you pay here
The $149 is all you pay Clayem. A public adjuster or attorney is a separate choice, and Clayem tells you whether your denial is worth fighting first.
When you need more support
Hand your case to a pro
Everything is organized for a licensed public adjuster to pick up and start right away, and you walk in knowing what they know.
Your move
The insurance company has a head start. Catch up in minutes.
They have adjusters, lawyers, and software. Now you have the software.
Start free
No card · Cancel anytime
The gap
It's not a fair fight. Make it one.
Reading the policy
On your own
Unread
Ninety pages of fine print, written by the side that decides what to pay.
Read in minutes
Every page, explained in plain English.
Deadlines
On your own
Unknown
Miss one date and a claim can quietly end.
Every date flagged
Before they slip, not after.
Judging the offer
On your own
Guesswork
Fair? Low? Without reading everything, you're guessing.
Answers you can check
Every answer shows the page it came from.
Your documents
On your own
Out of your hands
Pasted into tools with no promise they stay private.
Never training data
Nothing you upload trains an AI model, and Cloudflare guards every request.
Exactly what it does for your claim.
Reads everything you give it
Policy, photos, letters, estimates. It quotes what it read.
A toolbox built in
Built-in tools analyze your policy and check the facts:
- Policy reading
- Weather records
- Satellite imagery
- Web search
- State rules
- Email search
Knows your state's rules
Your state's deadlines and rules for insurance companies, explained plainly.
Shows its work
Every answer links to the page, photo, or record it came from.
Walks you through your claim
From start to finish, it suggests the next step and only checks it off when it's really done.
Integrations
Connect the accounts your claim already lives in:
Gmail
Notion
Google Drive
Outlook
OneDrive
Three steps from lost to prepared.
Step 01
Start the case
Two minutes: the property, what happened, who insures it. Your case opens with its own workspace.
Step 02
Add what you have
Policy, photos, letters, estimates. It reads everything you add and quotes it back when it answers.
Step 03
Ask, then act
Ask in plain English. It answers with proof, keeps your next steps, and helps you write your replies.
Every case, one workspace.
Your documents, deadlines, and analysis for each case, together and always up to date.
Start free. Then one flat price.
For everyone
Homeowner
For your own claim
$149per case
1 week free first. You only pay if you continue.
Know where you stand before you spend a dollar.
- One week of everything, no card
- Answers with sources you can hand to anyone
- Your case stays open as long as it runs
Professional
Verification requiredFor public adjusting firms
$599per month
Your first case is free. Then 15 cases a month.
One deep read and one standard, case after case.
- Your first case is free, and stays free
- Seats for the whole firm
- Cancel anytime
No waitlist. Cancel anytime. Never a cut of your money.
FAQ
Asked before starting.
From the blog
View all postsInsights
Jul 29, 2026
Who Pays the Public Adjuster? You Do, Out of Your Settlement
Who pays the public adjuster? You do, not the insurer, as a percentage of your settlement paid after the claim settles. Here is who pays in each situation.
Read the article
Jul 29, 2026
How to Find a Good Public Adjuster: Where to Look and How to Vet Them
How to find a good public adjuster for a property damage claim: start with the state license, use the right directories, and vet a shortlist before you call.
Read the article
Jul 28, 2026
Insurance Claim Rejected? What to Do on a Property Loss
If your insurance claim is rejected, it is not the final word. Here is what to do first, how to appeal a rejected property claim, and when to bring in a public adjuster.
Read the articleStop guessing.
Start knowing.
Denied, lowballed, or just lost? Clayem reads your claim, shows you where you stand, and helps you push back. Try it free for 1 week.
Try 1 week free·Then $149 flat·Cancel anytime