Roof & Wind Damage claims in Maryland
The worst roof damage is rarely visible from the ground. Lifted shingles, hail bruising, and opened seams let water in for months while insurers call it wear and tear or label it cosmetic.
Clayem fee in Maryland
Risk-free15%
of the additional amount we recover above your insurer's offer
If we don't recover more than your insurer already offered, you owe nothing.
What insurers underpay on roof and wind damage claims
These are the line items we examine on every roof and wind damage claim. This is the coverage that is most often missed, depreciated, or excluded from the initial offer.
Wind vs. wear and tear
Insurers point to the age of the roof as the cause. We document the storm event and the damage pattern that ties the loss to wind.
Functional vs. cosmetic hail damage
Bruising and granule loss get labeled cosmetic to avoid replacement. We document the functional damage to the roofing system.
Full replacement vs. patch
Spot repairs that void warranties or cannot be matched often justify full replacement under your policy.
Matching siding, gutters & trim
Damage rarely stops at the shingles. Matching obligations for siding, gutters, and trim are often left out of the first estimate.
How a roof and wind damage claim works in Maryland with Clayem
Drop files or browse
Upload your claim
Describe your situation and upload your policy documents, insurer correspondence, and damage photos. This takes about 10 minutes.
Analyzing policy
42 pages scanned
AI analyzes your policy
Our AI checks every clause against your claim, finds any missed coverage, and creates a professional evidence package with policy citations.
Settlement recovered
vs $15,000 initial offer
Example for illustration only
We negotiate for you
A licensed public adjuster looks over the AI's work, approves the demand letter, and negotiates directly with your insurer until you receive what you're owed.