Question 1

What does Clayem cost?

Accepted Answer

Nothing upfront. We work on contingency, taking 10 to 20 percent of the extra money we recover above your insurer's original offer, depending on the state and case. If we don't recover more, you pay nothing.

Question 2

What types of claims do you handle?

Accepted Answer

We handle roof and wind, water, fire and smoke, fallen tree and structural, and storm and hurricane damage claims. If your claim was denied, delayed, or underpaid, we can likely help.

Question 3

How does the AI work?

Accepted Answer

Our AI reads your entire insurance policy and checks every clause, exclusion, and endorsement against your specific claim. It finds coverage the insurer is ignoring and builds a professional evidence package.

Question 4

Do I still get a real person?

Accepted Answer

Absolutely. Every case is reviewed and approved by a licensed public adjuster who negotiates directly with your insurer. The AI speeds up the analysis; the human does the advocacy.

Question 5

How long does the process take?

Accepted Answer

Most claims see initial AI analysis within 48 hours. Full resolution varies by complexity and how quickly the insurer responds. Timelines are illustrative and not guaranteed.

Question 6

What if my claim was already denied?

Accepted Answer

Denied claims are our specialty. Insurers rely on policyholders accepting a denial and walking away. We find the policy language that shows the denial was wrong.

Fallen Tree & Structural Damage public adjuster

Where fallen tree and structural damage claims go wrong

Impact beyond the entry point

Emergency mitigation and tarping

Hidden water intrusion

Engineering and code upgrades

Fallen Tree & Structural Damage adjusters by state

Common questions

Push back on your fallen tree and structural damage claim