Denied or Underpaid Claims public adjuster
Already filed and got denied, lowballed, or stuck waiting? We reopen the claim, rebuild the file, and negotiate the difference.
Where denied or underpaid claims go wrong
Denials built on thin inspections
Many denials follow a single brief site visit. We rebuild the file with full documentation of the loss.
Lowball first offers
First offers routinely miss code upgrades, matching requirements, and hidden damage. We re-scope the loss line by line.
Wrong exclusion, wrong cause
Carriers cite wear and tear or maintenance exclusions for storm losses. We document the actual cause of loss.
Recoverable depreciation left behind
Withheld depreciation and supplements often go unclaimed after a payout. We track down every dollar still owed.
Clayem's AI reads your full policy and builds an evidence-backed demand for your denied or underpaid claim; a licensed public adjuster reviews it and negotiates directly with your insurer. You only pay if we recover more than the insurer first offered.